Start doing this early in life

Start exercising regularly. It’s an investment. Your body will thank you for treating it well when you were younger. Better to spend more time in the gym than in the hospital.

Plan your life after retirement. Buy a health insurance plan early. Develop a skill, which will keep you occupied when you leave your job.

Start travelling. As your savings increase, you can explore places farther off. With age, your willingness and stamina to travel may decrease.

Learn to cook, drive and do household chores. You won’t have to depend on anyone.

Put aside a portion of your earning as saving. You’ll feel more confident to spend if you are prepared for the rainy day.

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